£288.00+ £20 tip
Emergency callout · kitchen sink
- Method
- Card on file · Apple Pay
- Auth code
- A2F91X
- AVS · CVV · 3DS
- match · match · frictionless
- Risk score
- 12 / 100 · normal
Net to bank · Thu£282.33
Product · Payments
Text a link. Tap to pay. Money in your bank in 48 hours.
Podium's category-defining move. SMS customer a link, they pay with Apple Pay or card, you get the money in 48h. Full finance grade: auth codes, AVS, CVV, 3DS, dispute response letters drafted by Claude.
- median time to pay
- 11 min
- auth rate · blended
- 95%
- dispute rate vs 0.9% cap
- 0.28%
Replaces Podium · Payments · Stripe Invoicing · Square · QuickBooks Payments
Product specimen · illustrative preview
What Payments looks like at 6am, with a tea, actually running the shop.
An illustrative preview of Payments — the layout and workflow match what you get signed in, with example data standing in for yours. Click “See it live” to open the real product.
Inside the product · 6 features
Every capability you’d expect from the category leader. None of what you wouldn’t.
We ship depth, not checklists. Each feature below is wired to real workflows in the dashboard — click through to see the actual UI.
- 01
Text-to-pay payment links
Builder with live SMS + landing-page preview. Reminder cadence (48h + 6d). Tip prompt +£4 average. Apple Pay + Google Pay.
- 02
Finance-grade transactions
Every receipt shows auth code, AVS result, CVV result, 3DS state, risk score + band, full fee breakdown (interchange + processing + platform).
- 03
Invoices with VAT + recurring
Line items, VAT at 20% UK, partial payments, recurring monthly/quarterly/annual, PDF-perfect output.
- 04
Disputes with AI response
Chargeback deadline countdowns. Evidence checklist (required docs per network rule). Claude drafts a 7/10 win-likelihood response letter you approve + submit.
- 05
WisePOS E + Tap-to-Phone
Hardware terminal on every van · Tap-to-Phone on office iPhones · same 1.4% + 10p UK rate either way.
- 06
Bank-reconciling payouts
14-day payout log with gross − fees − refunds = net, matching your bank statement 1:1. Export as CSV for your bookkeeper.
Early access
We’re onboarding our first design partners for Payments now — a real customer quote lands here the moment we have one signed off.
FAQ · what people ask
Stripe is 1.4% + 20p. Why pay 1.9%?
You get the actual card rate (1.4% on present cards). The 1.9% is card-not-present (online / SMS). We're charging exactly what Stripe charges plus 0.2% for the Claude AI + reminder orchestration. Payback is immediate — customers pay 3× faster than emailed invoices.
Plays well with
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One calm dashboard.
14-day trial. No credit card. Keep everything you set up if you stay. Export everything if you don't.